About the information contained within this Investment Portal

It is important to appreciate that the information held on this Investment Portal is not controlled when it is in printed format and that the content will be updated periodically to take account of changes such as, but not necessarily restricted to, unit prices, legislation, regulation, Company practice and product specific terms and conditions. Before you make any decisions based upon printed versions of this content please refer to the latest version of either the Portal or other supporting material that may be in place at that time. If you would like a printed copy of this material, please contact Gale and Phillipson.

The information contained within the Investment Portal should not be viewed in isolation and is based on Gale and Phillipson’s views and understanding of current UK legislation, which is subject to change without notice, and should be read in conjunction with other relevant literature which may be available including that held within the public domain. Investment decisions should not be made purely upon the information that is held within the Investment Portal since this will not take into consideration an individual’s personal circumstances, objectives and tax situation as well as your attitude to risk, knowledge and experience.

The content of the Investment Portal is the property of Gale and Phillipson and nothing in this Portal assigns any intellectual property rights in any Gale and Phillipson software, documents, or processes or in any other proprietary information or systems Gale and Phillipson uses to supply advice or administration to investors and clients. Any disclosure, reproduction, copying, distribution, or other dissemination of the Portal is strictly prohibited.

The content of this Portal is provided for information and guidance only and therefore does not represent financial advice nor should it be construed as such. The content of Gale and Phillipson’s Investment Portal is targeted at our clients who are UK investors and consumers, over 18 years of age. The information contained therein should not be regarded as an offer or solicitation to conduct investment business in any jurisdiction other than the UK. Investors who are resident in or citizens of, countries other than the UK may be subject to different legislative and regulatory restrictions.

Whilst Gale and Phillipson take responsibility to ensure that the information contained within this Investment Portal is accurate and up to date, we do not accept any liability for any errors or omissions. If you are in any doubt as to the validity of information made available, we recommend you seek verification by contacting us. Investment figures and valuations provided by the Investment Portal should be used as a guide and should not be relied upon as these are typically taken from data provided by third party providers, unless stated otherwise the data will normally be based upon figures from the previous day’s start. All unit prices are quoted on a bid basis

If you are in any doubt as to how the content of this Investment Portal impacts upon your own situation or circumstances you should seek independent financial advice from Gale and Phillipson who reserve the right to charge a fee for our services which would be agreed in advance before we undertake any work for you on your behalf. Separate terms and conditions will apply for other products and services offered by Gale and Phillipson.

Whilst we take all reasonable steps to ensure this Investment Portal is always accessible we will not be held liable if, for any reason, the Portal is unavailable for any period. We may also have to suspend access to the Portal for routine or emergency updates and maintenance but we will endeavour to keep any disruption to a minimum. In addition we cannot warrant that this Portal will be free of viruses or defects of any description and we will not be held responsible for any technical problems you may suffer as a result of your use of the Portal.

This Investment Portal may contain links to websites operated by third parties. The responsibility for the operation and content of those websites shall rest solely with the organisation identified as controlling the third party website and will be governed by separate terms and conditions. Links are provided for convenience and inclusion of any link does not imply endorsement in any way of the site to which it links. We accept no responsibility or liability for the contents of any linked website.

Investment Plans

Please note that past investment performance is not a guide to the future performance. Potential for profit is accompanied by the possibility of loss. The value of investment funds and the income from them may go down as well as up and investors may not get back the original amount invested.

An investment plan is a long term commitment. The content of this Investment Portal does not override the governing documents of the investment terms and conditions issued by the Product Provider.

Regulatory information

Gale and Phillipson Limited (FCA FRN 431387), Gale & Phillipson Life & Pensions Limited (FCA FRN 142752) and Gale & Phillipson Financial Management Limited (FCA FRN 195080) and our Appointed Representatives are authorised and regulated by the Financial Conduct Authority (FCA) in the provision of investment advice, discretionary investment management, non-investment insurance advice & mortgage advice in the UK, and all trade as Gale and Phillipson. See the FCA register for details http://www.fca.org.uk/register. The FCA does not regulate Dynamic Cash Management.

The Financial Ombudsman Service (FOS) is an agency for arbitrating on unresolved complaints between regulated firms and their clients. Full details of the FOS can be found on its website at www.financial-ombudsman.org.uk.

Gale and Phillipson is registered with the UK Information Commissioner’s Office and endeavours to follow all the guideline and rules set out in the Data Protection Act 1998.

The Companies are registered in England and Wales, numbers 05409822, 03751076 and 02232959. Registered office: Gallowfields House, Fairfield Way, Richmond, North Yorkshire, DL10 4TB.

E-mails

Marketing email communications are for information only and do not represent personal financial advice.

Emails are private and confidential and protected by copyright. It may also be privileged or otherwise protected by other legal rules. Access by or disclosure to anyone other than the intended recipient for any reason other than the business purpose, for which the message is intended, is unauthorised. If you receive an email in error, notify us, delete it and do not make use of or copy it.

Emails and any attachments may not be secure. Gale and Phillipson does not accept legal responsibility for the contents. Any views or opinions presented are solely those of the author and do not necessarily represent those of Gale and Phillipson unless otherwise specifically stated.

Emails and any attachments should be treated with caution as they may contain viruses. Gale and Phillipson has taken reasonable precautions to minimise this risk, but we advise that they are virus checked before opening as Gale and Phillipson can take no responsibility for any computer viruses which might be transferred by way of email.